By no means is this a standard billfold. An ornamental and gothic approach is applied to this simple and practical design. This piece blands leather and stingray to bring together multiple textures. The outside is a rougher cow hide with a whipstitch trim along the edges while the inside is a smoother grain leather. The most noteable aspect of this wallet is the real stingray leather applied to the front as an ornamental cross. Anyway you cut it, this wallet truly illustrates quality and taste.